Question On Buying Renoise

i want to buy renoise,but i dont have a credit-card,i just have a normal bank-accout,so i have to use bank-transfer,but does this mean i have to pay a 20,00 euro fee???besides the 55,24 euro the software cost??

You can’t get a debit card from your bank?

Actually, I feel like an idiot but I don’t know if Europe has debit cards… hahaha :V

i have tried to make a paypal account,but when i need to choose my card,in the drop down menu,theres only visa,master and some others,and i DONT have a visa card,i ONLY have a normal bankcard